Am I Money Foolish or Money Savvy?


Respect for the Value of Time and Money?

  • P.A.C.E. Division Managers are Money Savvy

    • P.A.C.E. Division Managers have a realistic appreciation for the actual dollar value of every career decision.

    • P.A.C.E. Division Managers take every opportunity to leverage their skills and knowledge to maximize their income.

    • They appreciate P.A.C.E.'s low administrative service fee and the opportunity to earn ongoing referral rewards.

    • They appreciate P.A.C.E.'s superior corporate benefits, and the opportunity to pay for legitimate business expenses with pretax dollars through P.A.C.E.'s generous expense reimbursement program.

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  • Are you committed to excellence?
    • Money foolish contractors do just enough to satisfy the minimum requirements of their contractual obligation to the client. They think this is being "efficient" and "cost-effective".

    • Money savvy P.A.C.E. Division Managers, on the other hand, understand that their most important credential is their good reputation. They strive to provide the quality of work that they, themselves, would demand if they were the client.

    • As consummate professionals, P.A.C.E. Division Managers maintain their focus at all times on the long-term goal of client satisfaction, avoiding petty issues and office politics. They realize that delivering excellence is an investment in their future.

      >>> If you consistently deliver more than the client expects, then you may be a very good match for P.A.C.E. Solo W-2™.

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  • Are you frugal, and do you invest wisely for the future?
    • Money savvy P.A.C.E. Division Managers set aside significant savings to prepare for unexpected emergencies, downtime, family milestones, and retirement. They know that earning more today means they can set aside more for their own and their family's future.

    • How do we know this? Because we know how much P.A.C.E. Division Managers contribute to their 401(k) retirement savings plans. The average P.A.C.E. Division Manager contributes over 20%. This is a phenomenal level of tax-deferred retirement savings.

      >>> If you spend far less than you earn and invest wisely for your future, then you may be a very good match for P.A.C.E. Solo W-2™.

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  • How important is comprehensive insurance coverage for yourself and your family?
    • Money foolish contractors settle for the meager insurance offerings of predatory recruiting firms.

    • Money savvy P.A.C.E. Division Managers, on the other hand, appreciate the availability of low cost, guarantee issue group health insurance, dental insurance, long-term disability insurance, life insurance, and (soon) long-term care insurance.

    • Money savvy P.A.C.E. Division Managers especially appreciate that P.A.C.E. provides tax-free reimbursements for out-of-pocket medical expenses, including co-pays, deductibles, and uncovered medical products and procedures up to $10,000 per year.

      >>> If you value low-cost, comprehensive insurance coverage for yourself and your family, then you may be a very good match for P.A.C.E. Solo W-2™.

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  • Do you envy the write-offs claimed by self-employed independent contractors?
    • Money foolish agency temps pay for their work-related expenses with after-tax dollars.

    • Independent contractors and money savvy P.A.C.E. Division Managers pay for their work-related expenses with pretax dollars.

      >>> If you feel strongly that you should pay for work-related personal expenses with pretax dollars, then you may be a very good match for P.A.C.E. Solo W-2™.

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  • Do you care how much your agency takes off the top?

    • Have you ever heard a money foolish contractor say something like: "I don't care how much my agency takes off the top as long as they pay me a fair rate."? Puhleeze!

    • Money savvy Contract Professionals have a more realistic outlook. They want to earn as much of the billing rate as possible, and they think it's irrational to settle for less.

    • That's why most P.A.C.E. Division Managers prefer to market their consulting services directly to prospective clients, so they can disintermediate the greedy middleman and make more money for the same amount of work.

    • P.A.C.E. Division Managers are money savvy Contract Professionals.

      >>> If you are a clear-headed, critical thinker, and you avoid fuzzy rationalizations, then you may be a very good match for P.A.C.E. Solo W-2™.

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  • Are you frustrated by the recruiting industry's "code of silence"?
    • Predatory recruiting firms invoke a code of silence designed to keep client companies and Contract Professionals from knowing how much the agency is taking off the top. This code of silence prevents client companies and contractors from shopping for the best deal, and it also prevents contractors from knowing how much their consulting services are worth on the open market.

    • Agencies admonish their clients not to discuss agency billing rates with the agency's own contract employees, and contractors are told not to discuss their pay rates with the client or with other contractors. The recruiting industry's code of silence is anti-competitive, and it is harmful to contractors and clients alike.

    • Money savvy Contract Professionals insist on knowing the billing rate before they accept any position offered through a recruiting firm.

    • The Professional Association for Contract Employment is a champion of full disclosure. With every payroll, P.A.C.E. Division Managers receive an easy-to-read report that tracks every penny of their division's revenues and expenses.

    • Unlike the predatory recruiting firms, P.A.C.E. has no secrets.

      >>> If you value full disclosure, then you may be a very good match for P.A.C.E. Solo W-2™.

     

  • The links below lead to an overview of additional attitudes and traits that characterize P.A.C.E. Division Managers.

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